Financial Support for Quebec Seniors: August 2025 Edition
Seniors and retirees in Quebec have several financial support programs available in August 2025. With rising living costs and evolving economic conditions, benefits like Old Age Security and the Quebec Pension Plan play an essential role in easing financial pressure. Whether you’re already retired or approaching that stage, now is the perfect time to check if you qualify for one of these six government-backed programs.
While these payments provide crucial support, they’re not automatic. You’ll need to review your eligibility based on income, age, and living situation—and submit the necessary applications if you haven’t done so already.
1. Old Age Security (OAS)
The Old Age Security pension is a monthly payment from the federal government for Canadians aged 65 and older, regardless of employment history. Payments adjust every quarter to match inflation. For July through September 2025, here’s what you could receive:
Ages 65 to 74: Up to $734.95/month if 2023 income is under $148,541
Age 75+: Up to $808.45/month if 2024 income is under $154,196
Most people start getting OAS the month after they turn 65.
Next Payment Date: August 27
2. Guaranteed Income Supplement (GIS)
If you already receive OAS and have a low income, you may also qualify for the Guaranteed Income Supplement. This benefit is tax-free and helps cover monthly expenses for those with modest earnings.
To be eligible, you must:
Be 65 or older
Live in Canada
Have income below a set threshold, adjusted by family status
Between July and September 2025, GIS payments range from $660.78 to $1,097.75/month.
Next Payment Date: August 27
3. The Allowance (Ages 60–64)
Designed for lower-income Canadians aged 60 to 64, the Allowance is linked to GIS and supports people who aren’t yet old enough for OAS but have a partner who is.
Eligibility criteria include:
Canadian citizenship or permanent residency
At least 10 years living in Canada since age 18
Combined income below $41,184
A spouse or partner who receives OAS and is GIS-eligible
From July to September, the benefit can reach up to $1,395.73/month.
Next Payment Date: August 27
4. Survivor’s Allowance
This benefit helps Canadians aged 60–64 who have lost their spouse or common-law partner and have not entered a new relationship.
To qualify, your annual income must be below $29,976, and you must meet age and residency requirements.
Maximum monthly amount for July–September 2025: $1,663.81
Next Payment Date: August 27
5. Quebec Pension Plan (QPP)
The QPP provides retirement income to those who’ve worked in Quebec. Contributions are mandatory for most workers and offer flexibility on when you can begin collecting.
Key highlights for 2025:
Start at 60: Up to $917.12/month
Full amount at 65: Up to $1,433/month
Maximum delay to age 72: Up to $2,275.60/month
You must have earned at least $3,500 in a contributing year and contributed for at least one year to qualify.
Next Payment Date: August 29
6. Canadian Dental Care Plan
Though not a monthly payment, this federal program offers valuable support for seniors lacking dental insurance. If your household earns less than $90,000 annually, you may receive partial or full reimbursement for dental costs.
Eligibility depends on your family’s net income and the specific dental procedures covered under the plan. Processing times vary, so apply as early as possible.
How to Apply
You can check your eligibility and apply via:
CRA’s My Account
Revenu Québec’s My Account
Applications are not automatic, so don’t miss out—review your personal and financial situation soon to see what you may qualify for. Whether you’re already retired or approaching that chapter, these six benefits could lighten your financial load this August.
Stay tuned to Maple Wire for your next update on Quebec and Canada’s financial support programs.
