More Support for Canadians This October
October is here, and that means Canadians will soon see extra money from the government. With the cost of living still weighing heavily on households, federal and provincial programs are rolling out payments designed to ease financial pressure. From tax credits to pensions, several benefits will land in bank accounts this month.
If you have bills coming due, now is the perfect time to check which government payments you qualify for and when they arrive.
Canada Disability Benefit – October 16
The new Canada Disability Benefit offers support to Canadians aged 18 to 64 living with a disability. Applications opened in June, and those approved will receive payments beginning the month after approval.
Payments are issued on the third Thursday of each month, and back pay may cover up to 24 months from your application date.
Canada Pension Plan – October 29
The Canada Pension Plan (CPP) provides monthly, taxable income replacement for retirees. If you contributed to CPP at least once and are 60 or older, you qualify.
The amount you receive depends on your age, contributions, and work history. In 2025, the average new payment for 65-year-olds is $899.67, with a maximum of $1,433.
Old Age Security – October 29
The Old Age Security (OAS) pension is available to Canadians 65 and older, regardless of work history.
Ages 65 to 74: up to $727.67 monthly if income was under $142,609 in 2023.
Ages 75 and older: up to $800.44 monthly if income was under $148,179 in 2023.
GST/HST Credit – October 3
The GST/HST Credit helps Canadians with low or modest incomes by offsetting tax costs. Payments are tax-free and issued quarterly.
This year, amounts rose by 2.7%. Eligible Canadians could receive:
$533 if single
$698 if married or with a partner
$183 per child under 19
Canada Child Benefit – October 20
Families continue to see more from the Canada Child Benefit (CCB) after July’s 2.7% increase.
Children under six: up to $7,997 annually ($666 monthly).
Children aged six to 17: up to $6,748 annually ($562 monthly).
Ontario Trillium Benefit – October 10
The Ontario Trillium Benefit (OTB) combines several credits, including energy and sales tax relief. Maximum amounts depend on age and living situation:
Ages 18–64: up to $1,283
Ages 65+: up to $1,461
Living in a long-term care home or reserve: up to $285
The Northern Ontario Energy Credit adds up to $185 for singles and $285 for families.
Advanced Canada Workers Benefit – October 10
The Advanced Canada Workers Benefit (ACWB) provides an early payment of the Canada Workers Benefit, supporting low-income workers and families.
This year, amounts increased in line with the new benefit year.
Veteran Disability Pension – October 30
Veterans, RCMP members, and eligible WWII or Korean War veterans may qualify for this benefit. Payments range from $69.60 to $1,391.98 depending on disability level.
Support may come as a monthly pension or lump sum under the Pain and Suffering Compensation program.
B.C. Family Benefit – October 20
B.C. families with children under 18 receive this tax-free benefit alongside the CCB. Payment amounts vary depending on income and family size.
Ontario Child Benefit – October 20
Low- and moderate-income families in Ontario may qualify for this tax-free benefit, also delivered with the CCB.
Eligible families can receive up to $143.91 per month per child under 18.
The Bottom Line
Government payments in October will bring relief to many Canadians, from retirees to young families. Whether it’s pensions, child benefits, or tax credits, these programs are here to ease financial stress.
Stay tuned to Maple Wire for more updates on how Canadians can make the most of these supports.
