XRP vs. Shiba Inu: Which Cryptocurrency Could Make You a Millionaire?
The crypto market in 2025 has been a mixed bag. While some digital assets like XRP have surged on regulatory clarity and institutional interest, others like Shiba Inu have lagged amid broader market volatility. As interest rates remain high and geopolitical tensions persist, investors are left wondering: Which token has better millionaire-making potential — XRP or Shiba Inu?
XRP: Riding Regulatory Relief and Banking Integration
XRP has been one of the biggest beneficiaries of the shifting regulatory environment. Following Donald Trump’s presidential win, the U.S. Securities and Exchange Commission (SEC) dropped or settled several major crypto lawsuits, including its long-standing case against Ripple, the company behind XRP. This outcome not only removed regulatory overhang but also cleared the path for innovation, including the anticipated approval of an XRP spot ETF.
Ripple, focused on enabling cross-border payments, already works with a range of global banks and institutions. XRP, with a circulating supply of 59 billion tokens, is the native currency powering Ripple’s ecosystem. As Ripple expands through acquisitions and stablecoin development, real-world usage of XRP is expected to grow — potentially pushing its price higher.
Shiba Inu: The Meme Coin That’s Building Real Utility
Once a meme-fueled token riding the coattails of Dogecoin, Shiba Inu (SHIB) has made efforts to evolve into a more legitimate project. The launch of Shibarium, a Layer-2 blockchain built on Ethereum, aims to ease transaction congestion and reduce fees. The platform now hosts over 1,200 decentralized applications (dApps), adding some depth to SHIB’s ecosystem.
Still, Shiba Inu’s massive supply — initially 1 quadrillion tokens, now down to 589 trillion — remains a challenge. While token burns (over 1.3 billion SHIB burned in one recent week) help reduce supply, it’s still far from scarce. For the token to significantly rise in value, adoption and utility must increase dramatically.
XRP vs. Shiba Inu: Which Is the Better Bet?
Both tokens are highly volatile and better suited for speculative positions rather than core investments. However, if choosing between the two:
XRP has clear utility in cross-border finance, a strong institutional network, and a smaller (but still large) token supply.
Shiba Inu benefits from community momentum and ongoing burn mechanics, but lacks a robust real-world use case.
Given these factors, XRP currently has a stronger foundation for long-term growth. If Ripple continues to secure partnerships and expands XRP usage, it could become a major player in global digital payments — and a possible millionaire-maker for early believers.
