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Why Mutual Funds Are Embracing ETFs in Canada

Canadian mutual funds now hold over $130B in ETFs, showing fund managers see ETFs not just as rivals, but as strategic tools for portfolio efficiency.

The rapid rise of exchange-traded funds (ETFs) in Canada has typically been viewed as a retail investor-driven trend. But a new report from CIBC Capital Markets reveals a more nuanced picture: mutual fund managers themselves are increasingly turning to ETFs as integral parts of their portfolios.

At the end of 2024, over 20 percent of Canadian ETFs by value — roughly $130 billion — were held within mutual funds, highlighting a shift in institutional strategy that blends competition with collaboration.

Not Just Competitors: ETFs Are Tools for Mutual Funds

Analyst Ian de Verteuil, who authored the CIBC report, emphasized that ETFs are no longer seen as just rivals to mutual funds. Instead, they have become efficient tools that help mutual fund managers express investment views, particularly within balanced fund mandates, where ETFs now comprise more than 8 percent of holdings.

“ETFs are both competitors and tools for mutual funds,” de Verteuil noted, adding that they allow managers to focus on core strengths such as active stock selection, while using ETFs to fill out other parts of a diversified portfolio.

ETF Growth Outpaces Mutual Funds Across Canada

According to the report, ETFs in Canada have grown at more than three times the rate of mutual funds over the past five years. Their share of total fund assets rose from 10 percent in 2019 to 19 percent by the end of 2024.

A particularly strong inflow occurred in March 2024, with $13.5 billion in net ETF investments — a record high, according to National Bank of Canada data. In contrast, mutual funds have seen slower and more volatile inflows.

Internal Wrapping Dominates, But Independence is Growing

The majority of ETF assets held by mutual funds — about $99 billion of the $130 billion — are from internally wrapped ETFs. These are ETFs issued and managed by the same firm that runs the mutual fund.

However, around $31 billion in ETFs held by mutual funds are externally sourced, indicating that fund managers are not exclusively relying on in-house products and are seeking best-in-class exposure, particularly in U.S. equities and fixed income.

Fixed Income and U.S. Equities Lead ETF Use

Among the 15 ETFs most widely held by mutual funds, U.S. equity and Canadian fixed-income ETFs dominate. For example, BMO’s S&P 500 Index ETF (ZSP) leads the list, with five U.S. equity-tracking funds among the top holdings.

Only two ETFs on the list track Canadian equities, which the report suggests reflects fund managers’ continued confidence in their domestic equity selection skills. On the fixed-income side, ETFs allow managers to offset risk and gain liquidity in the otherwise illiquid Canadian bond market.

Retail Still Leads, But Institutions Are Catching Up

While individual investors remain the largest participants in the ETF space — estimated to hold roughly half of all Canadian-listed ETFs — the institutional segment is growing. As of December 2024, mutual funds accounted for 20.2 percent of ETF ownership, with another 7.9 percent held within other ETFs.

The remaining ownership includes pension funds, insurers, and family offices, showing that ETF adoption is broadening across the entire financial ecosystem.

A Hybrid Future for Canadian Fund Management

The report paints a clear picture of a changing investment landscape: ETFs are no longer a disruptor — they are an essential tool for traditional fund managers adapting to evolving markets. As the boundaries between investment products continue to blur, Canada’s mutual fund industry is demonstrating a willingness to evolve, using ETFs to maintain flexibility, control costs, and deliver value.

Follow Maple News Wire for continued coverage on financial trends, investment strategies, and market insights across Canada.

Cenovus Shares Surge as Dividend Climbs Despite Oil Slump

Cenovus stock rises over 10% as the company boosts its dividend by 11% for Q2 2025, signaling resilience despite falling oil prices and rising debt.

Cenovus Energy saw its shares surge by more than 10 percent on Thursday after announcing an 11 percent dividend hike, even as oil prices continue to decline. The move signals the company’s confidence in its financial stability amid market volatility.

Dividend Raised to $0.80 Per Share for Q2 2025

The Calgary-based oil and gas producer increased its annual shareholder payout from $0.72 to $0.80 per share, beginning in the second quarter of 2025. Despite weaker crude markets, Cenovus stated that its dividend remains sustainable at West Texas Intermediate (WTI) prices as low as US$45 per barrel.

This announcement comes as WTI prices have dropped more than 20 percent since April, driven by accelerated OPEC+ production and heightened global trade uncertainty.

Market Reacts Positively Amid Downward Oil Trend

On Thursday, Toronto-listed Cenovus shares closed at $17.78, up 9.15 percent. The stock had previously fallen more than 25 percent year-to-date, making this a notable rebound.

Investor sentiment was also lifted by expectations of diplomatic progress in U.S.-China trade talks and a potential U.S.-UK trade agreement, contributing to a 2 percent rise in WTI prices on the same day.

Earnings Beat Despite Falling Net Income

Cenovus reported first-quarter net income of $859 million, down from $1.18 billion a year ago, but still beat analyst expectations. The decline reflects lower oil prices, but the company emphasized long-term stability.

Chief Executive Officer Jon McKenzie told analysts that Cenovus remains “well-positioned in any reasonable commodity price scenario,” and reaffirmed its focus on dividend growth and downstream expansion.

Capital Spending Set to Decline as Projects Wrap

The company’s capital investment for 2025 is projected between $4.6 billion and $5 billion, but officials anticipate that figure will drop in 2026.

“I think somewhere in that low $4 billion range is a good starting point,” said Chief Financial Officer Kam Sandhar, noting that major development projects are nearing completion.

In the first quarter, Cenovus returned $595 million to shareholders through dividends, share repurchases, and preferred share redemptions.

Debt Increases But Analyst Confidence Remains High

Cenovus reported a $456 million rise in net debt, bringing its total to $5.1 billion—above its target of $4 billion. However, executives stressed that future buybacks and a tapering of capital expenditures will help reduce debt and boost shareholder returns.

Analyst Kevin Fisk of Scotiabank maintained a $27 price target with a “sector outperform” rating. Greg Pardy of RBC Capital Markets also held an “outperform” rating with a $25 price target, citing strong fundamentals and consistent performance.

Outlook: Stability Amid Market Uncertainty

Despite global pressures on oil prices, Cenovus has positioned itself as a resilient player through strategic capital management and shareholder-focused policies. With continued investment discipline and earnings momentum, the company aims to sustain returns even in a challenging energy market.

Stay tuned to Maple News Wire for the latest updates on Canadian energy, markets, and corporate strategy.

World Juniors Trial: Complainant Defends Her Words

At the World Juniors sexual assault trial, the complainant defends her testimony amid tough cross-examination over her word choices and past statements.

Complainant Faces Intense Cross-Examination in Hockey Trial

In a courtroom packed with tension and public scrutiny, the woman at the center of the World Juniors sexual assault trial returned to the stand Thursday, fiercely defending her choice of words and her account of events.

The 27-year-old woman, whose identity is shielded by a publication ban, has now testified for five days against five former junior hockey players accused of sexual assault during a 2018 incident in London, Ontario.

“I Am Saying My Truth”: Pushback Against Defense Challenges

Throughout cross-examination, the complainant — identified in court as E.M. — was pressed hard over the precise language she used in her testimony. Defense lawyer Megan Savard zeroed in on a key moment, pointing out that the phrase “don’t let her leave” only surfaced during cross-examination earlier in the week, while in her original 2018 police statement, E.M. had simply recalled the men saying “don’t leave.”

Savard argued that the new phrasing sounded “more criminal,” but E.M. pushed back, explaining that while the words came out differently, the underlying feeling had been constant since the night of the alleged assault.

“I am saying my truth, my story,” E.M. told the court. “I have no reason to come up with a worse version.”

Memory, Language, and Trauma Under the Microscope

Savard continued to probe for inconsistencies in E.M.’s past statements, pointing to interviews with police and Hockey Canada. E.M. acknowledged difficulty recalling specific moments but said the trauma and exhaustion of repeatedly recounting her experience made details blur over time.

“It was about getting through it,” she said, visibly emotional, “not reliving it.”

Savard challenged the credibility of these explanations, suggesting they were “false,” a claim E.M. firmly denied.

Coping Mechanisms and Power Dynamics in the Room

Under questioning, E.M. agreed she had adopted what she called a “porn star persona” that night as a coping mechanism. Tearfully, she explained she believed this was the only way to manage the situation and avoid escalation, saying she felt pressured to stay and comply, even though the men did not physically restrain her.

Background: A Night That Shook Canadian Hockey

The accused — Michael McLeod, Carter Hart, Alex Formenton, Dillon Dube, and Callan Foote — were all members of Canada’s celebrated 2018 World Juniors team. They were in London for events celebrating their gold-medal victory when the alleged assault occurred.

E.M. had consensual sex with McLeod earlier that night after meeting the group at a downtown bar. What followed in the early hours of June 19, she claims, turned into a non-consensual group encounter.

Next Steps: More Cross-Examinations to Come

After Savard concluded her questioning, Dan Brown, representing Alex Formenton, began his cross-examination — marking the next phase in a trial that has captivated and divided public opinion.

As the trial continues, E.M.’s testimony remains a flashpoint, highlighting not only legal challenges but also the emotional and psychological toll such cases inflict on complainants.

This case has become more than a courtroom battle; it’s a window into the power dynamics, trauma, and scrutiny survivors face when they come forward — and a test of how justice handles the most sensitive allegations.

Trump’s UK Trade Deal Sends Warning to Canada

Trump’s preliminary UK trade deal signals new global trade rules — and raises fresh concerns for Canada amid tariffs and a shifting U.S. strategy.

Trump’s UK Trade Deal Sends Warning Signals to Canada

A tentative U.S.-UK trade agreement has set off alarm bells in Ottawa as President Donald Trump hints at reshaping global trade dynamics — and Canada’s position in it.

While the agreement with the United Kingdom remains preliminary, its announcement signals a deeper strategy behind Trump’s tariff-driven trade doctrine. For Canada, it’s a wake-up call that even existing trade pacts like CUSMA may not shield it from shifting U.S. priorities.

Tariffs Stay, But Flexibility Emerges in U.S. Strategy

Though not finalized, the UK deal shows Trump’s willingness to tweak — but not eliminate — tariffs. The president confirmed a baseline 10% tariff will remain on most UK imports, even as duties on key exports like ethanol and beef are eased.

U.S. Commerce Secretary Howard Lutnick reiterated that tariffs remain central to the administration’s trade policy, with steel and aluminum tariffs lifted only under quota-based concessions.

Meanwhile, the UK will benefit from a reduced 10% auto tariff on up to 100,000 vehicles — a move that could sideline Canada’s deeply integrated auto sector.

Canada Faces Higher Trade Barriers Despite CUSMA

Canada finds itself in a more precarious position. Unlike the UK, it wasn’t part of the “reciprocal” tariff negotiations and is excluded from Trump’s 90-day fast-track deal window.

In March, Trump imposed sweeping tariffs on Canadian goods, citing drug trafficking concerns. These duties were later partially rolled back for imports compliant with the Canada-U.S.-Mexico Agreement (CUSMA). But steel, aluminum, and automobile tariffs still apply — with only partial relief for U.S.-made vehicle components.

The U.S. administration’s approach continues to undermine the spirit of CUSMA, even as Trump praises the agreement in meetings with Canadian Prime Minister Mark Carney.

North American Auto Sector Raises Concerns

Industry leaders are warning of imbalanced competition. Matt Blunt, president of the American Automotive Policy Council, criticized the UK deal for giving British automakers an edge over CUSMA-compliant manufacturers.

“U.K. vehicles with minimal U.S. content now have an easier path to American markets than North American vehicles with high U.S. value,” Blunt said, urging caution against setting this as a precedent for deals with other trading blocs.

Carney-Trump Meeting Signals Tentative Thaw

Despite months of diplomatic jabs, Trump’s recent Oval Office meeting with Prime Minister Carney was cordial. Trump described Carney as “very talented,” while Carney called Trump a “transformational” leader — a tone shift that suggests new diplomatic opportunities.

Experts say the U.K.’s successful negotiations under Prime Minister Keir Starmer could be a model for Canada. Christopher Sands of Johns Hopkins University noted that “persistence and friendly professionalism” helped the UK secure concessions, a playbook that might work for Ottawa too.

What Canada Should Expect Going Forward

Analysts warn Canada is entering an era of “managed trade.” Even if Ottawa navigates talks successfully, tariffs may persist — just at reduced levels. This could still offer an advantage over nations without trade agreements like CUSMA.

“There’s a chance Canada may benefit if Trump’s tariffs fall but stay in place,” said international relations expert Fen Osler Hampson. “In a reshaped global trade arena, that might be the best-case scenario.”

The Deficit Debate Could Complicate Talks

One challenge looms large: Trump’s fixation on trade deficits. Henry Olsen of the Public Policy Center warned that despite inflated claims, Trump will demand deficit reduction — a difficult feat given the U.S.’s heavy import of Canadian energy. For Prime Minister Carney, that could mean navigating politically loaded negotiations with few easy wins.

Trump’s UK deal isn’t just about Britain — it’s a preview of the road ahead for Canada. The message is clear: trade with the U.S. is no longer governed by legacy pacts or shared history, but by strategic leverage and tariffs. Canada must now retool its strategy or risk being outpaced by newer, nimbler trade partners.

U.S. Trade War Threatens Canada’s Financial Gains

Canada’s financial progress faces rising risks as the U.S. trade war intensifies, warns the Bank of Canada in its latest stability report.

U.S. Trade War Threatens Canada’s Financial Gains

Canada’s financial outlook was improving — until the U.S. launched a trade war that now clouds the country’s economic future, the Bank of Canada warns.

Canadian Households Showed Progress Before Trade Tensions

At the start of the year, Canadian households and businesses were on a stronger footing. Debt-to-income ratios had improved, and business insolvencies were declining. According to the Bank of Canada’s latest Financial Stability Report, proactive efforts by households and lower interest rates had boosted resilience heading into 2025.

But Bank of Canada Governor Tiff Macklem now warns that rising trade tensions are reversing those gains.

U.S. Protectionism Pushes New Risks

“The Canadian economy and financial system face a new threat,” Macklem stated. He cited the U.S.’s sharp shift toward protectionist policies, tariffs, and global economic uncertainty as major challenges.

“A prolonged trade war poses the greatest threat to Canada,” Macklem emphasized, pointing to possible short-term market shocks and medium-term threats like slower growth and job losses.

Mortgage Arrears Could Hit Highest Level in a Generation

If tariffs persist, Canadians may fall behind on mortgage payments at rates not seen since the 1990s. While the Bank stresses this is not a forecast, its scenario shows mortgage arrears potentially topping 0.5% — higher than the 2008-09 financial crisis levels.

A more extreme stress test from the International Monetary Fund paints an even darker picture: a potential 5.1% GDP drop, 9.2% peak unemployment, a 26% decline in home prices, and a 36% plunge in equities.

A Stronger Start to 2025 Blunted the Shock

Despite these looming risks, the financial picture at the start of the year was surprisingly stable. Falling interest rates in 2024 reduced the pressure of mortgage renewals, with payment increases now expected to average 8% in 2025 and 5% in 2026 — far less than feared.

Homeowners have also benefited from rising incomes and property values, bringing household debt-to-income ratios down to 173% from 179% a year earlier.

Non-Mortgage Households Show Signs of Strain

While homeowners are faring better, non-mortgage households are facing mounting stress. The Bank’s report highlights a troubling rise in overdue credit card and auto loan payments, now above pre-pandemic levels.

Deputy Governor Carolyn Rogers noted that while mortgage holders remain below historical arrears averages, non-mortgage households are increasingly falling behind.

Businesses Hold Steady, But Trade-Exposed Sectors Vulnerable

Canada’s non-financial businesses remain in good health, and the sharp rise in insolvencies after pandemic support ended was short-lived. Still, around 15% of bank loans are tied to trade-sensitive sectors, making them vulnerable to prolonged economic disruptions.

Canadian banks, however, are well-positioned with robust capital buffers and provisions for potential credit losses.

A Call for Vigilance Amid Uncertainty

Macklem emphasized the uncertainty ahead: “We don’t know what tariffs will remain, whether they’ll be reduced or escalated, or how long this will last.”

While Canada’s financial system has shown resilience, the Bank of Canada stresses the need for continued vigilance as global tensions rise.

Ontario’s New Bill Aims to Speed Up Housing with Development Charge Reforms

Ontario Introduces Bill 5 to Accelerate Housing Development

The Ontario government is preparing to unveil new legislation aimed at speeding up housing construction across the province. Known as the Protecting Ontario by Building Faster and Smarter Act, the bill seeks to reform municipal planning rules, reduce red tape, and standardize development charges-fees developers pay to local governments to fund infrastructure like roads, transit, and parks.

Minister of Municipal Affairs and Housing Rob Flack emphasized that these changes are designed to help Ontario meet its ambitious goal of building 1.5 million homes by 2031. “We are going to speed up the process; today it just takes too long,” Flack told reporters, highlighting the need to cut delays that slow down new housing projects.

Streamlining Approvals and Reducing Costs for Developers

One of the key features of the bill is reducing the number of studies developers must conduct before starting projects. Municipalities will be limited in requesting additional studies that fall outside their official plans, and certified studies submitted by developers must be accepted. This aims to simplify and shorten the approval process.

Additionally, the legislation proposes changes to development charges. Currently, these fees vary widely between municipalities and can significantly increase housing costs. The new rules would encourage municipalities to reduce charges, allow developers to delay payments until homes are occupied, and enable builders to pay the lowest applicable rate at the time of payment. Furthermore, municipalities would be required to spend collected fees more quickly rather than holding them in reserve accounts.

Balancing Infrastructure Needs and Housing Affordability

While homebuilders have long called for lower development charges to make housing more affordable, cities argue these fees are essential to fund infrastructure that supports growth. Flack reassured that development charges are not being eliminated but remain a “needed tool” for building vital community services.

Experts agree that modernizing the Development Charges Act, which has remained largely unchanged for decades, is crucial. A recent study by the Building Industry and Land Development Association (BILD) recommends updating the system to reduce costs without sacrificing transparency or infrastructure funding.

Economic Uncertainty Fuels Push for Housing Reform

The Ford government is advancing these changes amid economic uncertainty, including trade tensions with the United States. By simplifying regulations and cutting red tape, the province hopes to stimulate construction activity, create jobs, and ease housing shortages.

A government spokesperson said, “Now more than ever, we need to cut red tape and streamline approvals to unleash the full potential of our economy-this includes giving municipalities the tools they need and requested to build critical infrastructure like transit, roads, and new homes.”

Ontario’s new legislation marks a significant step toward faster, smarter housing development. As the bill moves forward, residents and developers alike will watch closely to see how these changes impact affordability and growth.

 

Russia’s Victory Day: Justifying War Through History

As Russia marks Victory Day, the Kremlin reframes WWII history to justify its Ukraine war, fueling patriotism and reshaping public sentiment.

Russia’s Victory Day: A Stage for War and Patriotism

Russia’s annual Victory Day parade, once a symbol of shared sacrifice and global standing, has transformed into a showcase of military might and nationalistic fervor — now intertwined with the war in Ukraine.

From Global Unity to Western Boycotts

In 2005, the world watched as U.S. President George W. Bush sat alongside Russian President Vladimir Putin to honor the 60th anniversary of Nazi Germany’s surrender. Back then, the event symbolized Russia’s place among the world’s powers.

Fast forward to today, and the picture has shifted dramatically. While Western leaders boycott the celebration, Putin is joined by allies from China, Brazil, and Venezuela. The event now serves not as a bridge to the world but as a platform for Moscow’s current geopolitical narrative.

Recasting the Past to Justify the Present

Victory Day, once a solemn commemoration of sacrifice, has been reframed by the Kremlin to rally support for its invasion of Ukraine. Billboards across Russia show nostalgic images of WWII reunions, intertwined with military recruitment ads for the “Special Military Operation” in Ukraine.

In state media, young Russian soldiers are likened to Red Army veterans, reinforcing the message that today’s war is a continuation of yesterday’s righteous fight. As Sam Greene, a Russian politics expert, explains, “It’s a deliberate effort to frame Ukraine as a just war and quell public frustration.”

Public Opinion: Pride, Patriotism, and Censorship

Inside Russia, open criticism is rare. Social media discussions reveal a mix of pride and impatience — some call for a stronger push in Ukraine, while dissenting voices are quickly drowned out or silenced. Under Russia’s strict laws, even questioning the war can lead to punishment.

Historically, Victory Day was marked by the phrase “Let there be no war.” Today, bumper stickers read “We can do it again,” signaling a more aggressive posture, even a warning to Europe and the U.S.

The Survivors: Witnessing History Repeat

For those who endured WWII, the transformation of Victory Day is deeply personal. In Kyiv, 98-year-old Ludmyla Varska, a veteran of the Leningrad siege, now hears air raid sirens in a city under Russian attack.

“This is just awful,” Varska says. “Why is this happening? It’s very bad.”

In a nearby village, 99-year-old Kuzma Samchenko, who fought against Nazi Germany, fears the world is heading toward another global conflict. “Innocent people are dying,” he says, placing blame on politicians, not soldiers.

A Day of Reflection or a Tool for War?

Victory Day has shifted from remembrance to justification. As Russia amplifies its militaristic message, the world watches closely — and the few living veterans hope their hard-won lessons are not forgotten.

India-Pakistan Tensions Reach Highest Level Since 1999 Kargil Conflict

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India-Pakistan Conflict Escalates to Levels Unseen Since 1999

Tensions between India and Pakistan have surged to their highest point in over two decades, raising fears of a dangerous escalation between the two nuclear-armed neighbors. M.V. Ramana, a University of British Columbia expert on South Asian affairs, highlights that the current crisis resembles the 1999 Kargil conflict, the last time nuclear weapons use was a realistic concern.

Unlike in 1999, when the United States played a crucial diplomatic role in de-escalating the conflict, Ramana notes that today’s U.S. administration has not prioritized similar mediation efforts. “Back then, the U.S. president directly confronted Pakistan’s leadership, helping to end hostilities,” Ramana explained. “Now, there is little diplomatic pressure on either side.”

Recent Military Strikes and Cross-Border Clashes Fuel Concerns

The conflict intensified after India launched missile strikes into Pakistani-administered Kashmir, claiming retaliation for a deadly April attack on Indian tourists in Indian-administered Kashmir. Pakistan denied involvement but responded with heavy artillery fire and accused India of drone attacks that killed civilians.

Both countries have exchanged accusations and military actions, including drone strikes and missile launches, leading to casualties on both sides. Independent verification of these claims remains challenging amid the fog of conflict.

Diplomatic Efforts Lag as Global Powers Shift Focus

Canada’s Global Affairs department is monitoring the situation and has issued travel advisories urging caution, but offers no direct comment on the escalating crisis. Meanwhile, Ramana points out that traditional diplomatic players like the United States and the United Kingdom appear more focused on trade relations with India than on conflict resolution.

“The West seems more interested in economic partnerships than in mediating this dispute,” Ramana said. This shift leaves the region vulnerable to further instability.

Social Media and Domestic Politics Amplify Hostilities

Ramana also warns that social media intensifies nationalistic sentiments, making it harder for governments to adopt calm, measured responses. He suggests that Indian Prime Minister Narendra Modi’s political standing, partly tied to promises of economic growth, may motivate a hardline stance to bolster domestic support.

The Looming Nuclear Threat

The most alarming risk is the potential crossing of red lines that could lead Pakistan to consider nuclear retaliation. “It’s possible that one of these red lines is crossed during this military exchange,” Ramana cautioned. “That’s a scenario we must all be deeply concerned about.”

As India and Pakistan navigate this perilous moment, the world watches anxiously. Continued dialogue and international pressure will be essential to prevent the conflict from spiraling into catastrophe.

Most Montreal Intersections Unsafe for Pedestrians: Study

A new study finds over 1,600 intersections in Montreal pose risks to pedestrians, especially children, due to poor design, speed, and social inequality.

A recent study by Polytechnique Montréal has raised red flags over pedestrian safety in the city, revealing that at least 1,673 intersections are considered unsafe—particularly for children and individuals in lower-income neighborhoods.

The report, based on open data analysis, highlights a concerning reality: while Montreal promotes walkability and public transportation, the infrastructure doesn’t always protect its most vulnerable road users.

High Speeds and Poor Design at the Core of the Problem

Researchers identified high speed limits as the single greatest factor contributing to pedestrian risk. The danger increases sharply on streets where vehicles travel above 40 km/h. For context, a car traveling at 50 km/h requires roughly 13 metres to come to a full stop, while a vehicle at 40 km/h needs just 8.5 metres.

Additionally, 66 percent of child-related pedestrian injuries occur at intersections, with main roads proving especially hazardous. According to the study, design flaws, such as poorly placed crossings and ineffective traffic control, significantly increase risk.

Low-Income Areas Face Greater Danger

The study also highlights the disproportionate risk faced by residents in low-income and socially disadvantaged neighbourhoods, where walking and public transit are more common. These communities, the report notes, are often underfunded and overlooked when it comes to safety upgrades.

“We found that, unfortunately, the neighbourhood with low-income families has more level of danger compared to the wealthier neighbourhood,” said Shabnam Abdollahi, co-author of the report.

Stop Signs More Effective Than Traffic Lights

Contrary to popular belief, researchers found that stop signs provide better safety outcomes at intersections than traffic lights. Drivers are more likely to slow down or stop completely for a stop sign, while they often attempt to beat the red light at signalized crossings—putting pedestrians in greater danger.

Saint-Laurent Identified as a High-Risk Zone

One of the most dangerous boroughs identified is Saint-Laurent, where both students and seniors report feeling unsafe.

“Absolutely not,” said resident Galih Dinanta, when asked if it’s safe for children to cross local streets.
“There’s a lot of bad drivers,” echoed high school student Ashton Demmy Vincent.

At intersections like Décarie Boulevard and Côte-Vertu Street, even proximity to schools hasn’t curbed the danger. Seniors, too, feel at risk, citing speeding and reckless driving as daily hazards.

“This seems to be a great runway,” said Ann Johnson, a local senior, describing how cars treat the streets near schools.

A Call for Action: Safer Streets for All

While redesigning major roads may be a longer-term challenge, researchers suggest simple changes—like adding speed bumps, improved signage, and updated intersection layouts—could immediately improve safety on local streets.

The report ends with a powerful reminder: safe mobility is a fundamental right, particularly for children walking to school or playing in their neighbourhoods. Without meaningful intervention, that right remains out of reach for many Montrealers.

Stay with Maple News Wire for continued updates on urban safety, infrastructure, and community wellbeing.

Quebec Students Protest Cellphone Ban With Planned Walkout

Students plan a May 9 walkout to oppose Quebec ’s 2025 cellphone ban in schools, arguing it’s excessive and doesn’t address real classroom challenges.

Student Backlash Builds Over Quebec’s School Cellphone Ban

The Quebec government’s recent decision to ban cellphone use throughout the school day starting in Fall 2025 is drawing sharp criticism—not from educators or parents, but from the very people it affects most: students.

Plans for a coordinated walkout are gaining momentum across social media, with thousands of students preparing to send a strong message to policymakers.

“Banning Isn’t the Answer”: Students Organize May 9 Protest

The initiative began with a series of TikTok videos posted earlier this week, where a student declared:

“The youth have gone on strike!”

The posts quickly went viral, racking up nearly 900,000 views in just two days. The campaign encourages students to skip school on Friday, May 9, in protest of what they say is an overreaching and unfair policy.

“If I need to call my mom, I should be able to call my mom,” one student told CTV News.

The Government’s Goal: More Focus, Less Screen Time

The province says the cellphone ban is aimed at reducing classroom distractions and encouraging social interaction among students. The policy applies to all elementary and high schools in Quebec, and will prohibit phone use throughout the entire school day.

But students argue it overlooks the nuanced role phones play in communication, learning, and emergencies.

Officials Urge Students to Stay in Class

Education Minister Bernard Drainville acknowledged the growing movement but strongly opposed the idea of students walking out.

“There are several ways to voice your displeasure, but missing school shouldn’t be one of them,” he said during a press briefing.

With final exams approaching, Drainville is calling on parents to help discourage participation and keep students focused on academics.

“This could injure their capacity to finish the school year with the results that we’re hoping for them,” he warned.

School Boards Issue Firm Warnings

In response to the planned protest, some schools have taken pre-emptive measures:

  • A Montreal high school sent letters to parents stating that all absences must be justified, and unexcused ones could lead to disciplinary action.
  • The English Montreal School Board (EMSB) also reminded families that students are expected to attend classes, especially as many schools are now in “examination mode.”

“Disruptions to classroom teaching and exams will not be tolerated,” said the EMSB memo.

A Divided Student Body

Not all students are convinced a walkout is the right move.

“Skipping school is, like, too far,” one student admitted.

Still, others are committed to the cause.

“I’ll show my support in any sort of way that I can,” another said.

As the Friday walkout approaches, Quebec’s classrooms are becoming a flashpoint for a broader debate about youth rights, digital access, and education policy.

Stay with Maple News Wire for continued coverage on education, youth advocacy, and policy changes across Canada.

Measles Exposure Alert at Collingwood Hospital Sparks Health Warning

Potential Measles Exposure at Collingwood General Hospital Raises Concern

Health authorities have issued an urgent alert following a possible measles exposure at Collingwood General and Marine Hospital. The Simcoe Muskoka District Health Unit (SMDHU) confirmed that the exposure occurred on Sunday, May 4, in the hospital’s emergency department, including the ‘see and treat’ area. Individuals who were present at the hospital between 11:14 a.m. and 8:28 p.m. that day are being contacted directly by the health unit.

This incident adds to a growing list of confirmed measles cases in the region, with four cases reported so far this year. The health unit is emphasizing the importance of vigilance among residents, especially those who may be unvaccinated or have weakened immune systems.

Understanding Measles: Highly Contagious and Easily Spread

Measles is a highly infectious viral disease that spreads through airborne droplets and can linger on surfaces and in the air for up to two hours. Even brief exposure in shared indoor spaces can lead to transmission, making hospital settings particularly vulnerable.

Symptoms typically begin with a high fever, cough, runny nose, and red, watery eyes. After a few days, a distinctive red, blotchy rash usually appears, starting on the face and spreading downward. The health unit advises anyone potentially exposed to monitor for symptoms for 21 days after the exposure date.

Who Is Most at Risk and What to Do Next

Individuals born before 1970 are generally considered immune, as most would have contracted measles during childhood. However, younger people who have not received two doses of the measles-mumps-rubella (MMR) vaccine remain at risk.

The SMDHU urges anyone who develops symptoms consistent with measles to avoid public places and seek medical attention promptly. Early diagnosis and isolation are crucial to preventing further spread.

Community Response and Ongoing Monitoring

Health officials continue to track measles cases and potential exposure sites throughout Ontario, reminding the public that vaccination remains the most effective defense against this disease. The recent exposure at Collingwood Hospital highlights the need for continued awareness and timely immunization.

As measles cases rise, staying informed and vigilant is key to protecting yourself and your community.

Quebec’s Tipping Reform: Should B.C. Follow the Trend?

Quebec’s new tipping and grocery pricing rules spark a debate in B.C. over fair tipping practices and consumer transparency at checkout.

As of this week, Quebec has implemented new laws governing tipping and grocery price displays — moves aimed at protecting consumers from subtle manipulation at checkout. The question now echoing across the country: Should British Columbia adopt similar reforms?

Neutral Tipping Options Now Mandatory in Quebec

The new law mandates that all tipping prompts must be neutral and uniform—meaning merchants can no longer preset higher gratuity percentages to nudge customers into tipping more. Additionally, tips must be calculated on pre-tax prices, not the post-tax total.

This effort seeks to curb the growing frustration among consumers who feel pressured by digital terminals displaying escalating tip suggestions.

Vancouver Restaurateur Backs Pre-Tax Tipping

George Siu, founder of Memphis Blues Barbeque House in Vancouver, welcomes the idea of tipping on the net amount.

“I don’t think that should be an issue,” said Siu, who believes tipping culture took a turn during the pandemic when restaurants, struggling to stay afloat, began raising minimum tip defaults.

But now, he argues, tipping is losing its original intent — to reward excellent service.

“Sometimes there’s lackadaisical service because they know they’re guaranteed 20 percent. I’m not a fan of that,” he added.

Restaurant Association Cautions Against Copy-Paste Policies

Ian Tostenson, President of the B.C. Restaurant and Food Services Association, believes Quebec’s policy may not be a good fit for B.C. However, he echoes Siu’s sentiment: tips should reflect service quality.

“If you’re unhappy with service, don’t tip — but do let the manager know why,” said Tostenson.

Grocery Pricing Rules: Transparency Takes Priority

Quebec’s reforms also target grocery and convenience store pricing. Stores are now required to:

  • Display the unit price (e.g., per 100g or per litre)
  • Show price differences for customers without loyalty programs

These steps aim to give shoppers a clearer understanding of real costs, regardless of whether they’re part of a store’s reward system.

What’s Next for B.C.?

In British Columbia, Attorney General Nikki Sharma confirmed that her team is reviewing Quebec’s reforms to assess their relevance and applicability in B.C.

“We are looking closely at Quebec’s law and considering whether B.C. could implement the same rules,” Sharma noted.

A Shift Toward Fairness or Regulatory Overreach?

As digital payment systems grow increasingly complex, calls for ethical design and fair tipping are gaining momentum. Whether British Columbia will follow Quebec’s lead remains to be seen—but one thing is clear: the conversation around gratuities and pricing transparency is far from over.

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